Compare Loan Programs

Find the best mortgage option for your situation

conventional
15-Year Fixed Conventional
15 years
Interest Rate
6.00%
APR
6.12%
Monthly Payment:$2,528
Down Payment:20%
Closing Costs:$4,500
PMI Required:
Eligibility: Credit score 640+, DTI below 43%, higher monthly payment
va
VA 30-Year Fixed
30 years
Interest Rate
6.25%
APR
6.35%
Monthly Payment:$1,847
Down Payment:0%
Closing Costs:$3,000
PMI Required:
Eligibility: Military service required, no down payment, no PMI, VA funding fee applies
fha
FHA 30-Year Fixed
30 years
Interest Rate
6.50%
APR
6.72%
Monthly Payment:$1,896
Down Payment:3.5%
Closing Costs:$4,000
PMI Required:
Eligibility: Credit score 580+, DTI up to 50%, requires mortgage insurance
usda
USDA 30-Year Fixed
30 years
Interest Rate
6.50%
APR
6.60%
Monthly Payment:$1,896
Down Payment:0%
Closing Costs:$3,500
PMI Required:
Eligibility: Rural property required, income limits apply, no down payment
conventional
30-Year Fixed Conventional
30 years
Interest Rate
6.75%
APR
6.89%
Monthly Payment:$1,946
Down Payment:20%
Closing Costs:$5,000
PMI Required:
Eligibility: Credit score 620+, DTI below 43%, 20% down payment to avoid PMI
jumbo
Jumbo 30-Year Fixed
30 years
Interest Rate
7.25%
APR
7.40%
Monthly Payment:$2,046
Down Payment:20%
Closing Costs:$8,000
PMI Required:
Eligibility: Credit score 700+, DTI below 43%, loan amount exceeds conforming limits