Comprehensive guides, calculators, and tools for navigating manual underwriting across all major loan programs.
In-depth guides for each loan program covering requirements, compensating factors, documentation checklists, and real-world case studies.
Complete guide for borrowers with 500-579 credit scores. Learn about compensating factors, documentation requirements, and the step-by-step approval process.
Specialized guide for veterans and service members. Covers residual income requirements, COE documentation, and military-specific compensating factors.
Guide for DU/LP refer decisions. Understand when conventional manual underwriting applies and what compensating factors can help secure approval.
Rural development loan guide for GUS refer decisions. Learn about income limits, property eligibility, and residual income requirements.
Interactive calculators to help estimate eligibility before applying.
Calculate your debt-to-income ratios and residual income for USDA loan eligibility.
Coming soon
Coming soon
Educational content to help borrowers improve their credit before applying.
Links to official program handbooks and guidelines from HUD, VA, USDA, and GSEs.
Official FHA Single Family Housing Policy Handbook
Official VA Pamphlet 26-7 for lenders
Single Family Housing Guaranteed Loan Program
Check property and income eligibility
Conventional loan guidelines
Conventional loan requirements