No tax returns required. Qualify based on your actual bank deposits, not your taxable income. Perfect for self-employed borrowers.
Use personal or business bank statements to document income instead of tax returns.
Perfect for business owners, freelancers, and gig economy workers.
Qualify for more based on actual deposits rather than taxable income.
Streamlined underwriting designed for non-traditional income documentation.
Submit 12-24 months of personal or business bank statements.
We analyze deposits to determine your qualifying income.
Receive your pre-approval letter, often within 24-48 hours.
Complete your purchase with confidence and competitive rates.
Our bank statement loan specialists understand self-employed income. Get pre-qualified in minutes with no impact to your credit score.