Flexible Qualification

Jumbo NON-QM Loans

High-value financing with flexible qualification criteria. Perfect for self-employed borrowers, investors, and those with non-traditional income documentation.

Soft pull only — no impact to your credit score

Program Highlights

Minimum Credit Score
620+
Maximum Loan Amount
$3,000,000+
Down Payment
10-20%
Debt-to-Income Ratio
Up to 50%
Property Types
Primary, Second Home, Investment
Documentation
Bank Statements, Asset Depletion, Full Doc

Why Choose Jumbo NON-QM?

Loan Amounts up to $3M+

Finance luxury homes and high-value properties beyond conventional limits.

Flexible Documentation

Bank statements, asset depletion, and alternative income verification accepted.

Self-Employed Friendly

Ideal for business owners, entrepreneurs, and those with complex income.

Recent Credit Events OK

Options available for borrowers with recent bankruptcies or foreclosures.

Ideal For

Self-employed borrowers with strong assets but variable income
High-net-worth individuals purchasing luxury properties
Investors with multiple properties seeking portfolio expansion
Borrowers with recent credit events but strong recovery
Foreign nationals and non-permanent residents
Business owners using bank statements for income verification

Ready to Get Started?

Our Jumbo NON-QM specialists are ready to help you find the right financing solution. Get pre-qualified in minutes with no impact to your credit score.

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Equal Housing Lender. This is not a commitment to lend. Terms and conditions apply.